Płatności

In the next two years, we will face many changes in the area of payments – mainly in their formats.

The target format for domestic and foreign payments will be the international standard ISO 20022. The standard will enable an easier exchange of data between different clearing systems , a better identification of payments, and will contribute to the automation of bookings on our clients' accounts.

What will change from Q2 2026?

• transfer formats: SEPA, SWIFT, TARGET, SORBNET, ELIXIR
• scope of data presented on bank statements

Payments formats in CA24 Biznes in the new standard will be unified and will be enriched with additional fields available to complete, including:

• separate address fields of the beneficiary: street, house number, flat number, city, postal code, country
• data of the ultimate beneficiary
• data of the ultimate creditor
• country of tax residence
• End to End Identifier
• additional instructions

The address field will be deleted.

Extended data range will also be applied to import files in the systems:

• Host 2 e-banking
• API4Corpo
• FileAct
• EBICS

• ISO 20022: implementation roadmap

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  Plan to adapt your financial and accounting systems right now.